Call report 2020Q2
RAYNE STATE BANK & TRUST COMPANY — 2020Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,692,000 | USD | evidence → |
| Total loans | 327,139,000 | USD | evidence → |
| Allowance for loan losses | 4,851,000 | USD | evidence → |
| Securities available for sale | 81,451,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 399,600,000 | USD | evidence → |
| Interest-bearing deposits | 238,533,000 | USD | evidence → |
| Noninterest-bearing deposits | 161,067,000 | USD | evidence → |
| Equity capital | 54,601,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,913,000 | USD | evidence → |
| Interest expense | 929,000 | USD | evidence → |
| Net interest income | 7,984,000 | USD | evidence → |
| Noninterest income | 749,000 | USD | evidence → |
| Noninterest expense | 5,492,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 3,134,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,134,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,898,000 | USD | evidence → |
| Total capital | 55,174,000 | USD | evidence → |
| Risk-weighted assets | 260,472,000 | USD | evidence → |