Call report 2019Q4
RAYNE STATE BANK & TRUST COMPANY — 2019Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 382,595,000 | USD | evidence → |
| Total loans | 280,996,000 | USD | evidence → |
| Allowance for loan losses | 4,732,000 | USD | evidence → |
| Securities available for sale | 75,895,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,863,000 | USD | evidence → |
| Interest-bearing deposits | 201,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,936,000 | USD | evidence → |
| Equity capital | 50,889,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,549,000 | USD | evidence → |
| Interest expense | 1,896,000 | USD | evidence → |
| Net interest income | 15,653,000 | USD | evidence → |
| Noninterest income | 1,554,000 | USD | evidence → |
| Noninterest expense | 10,534,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 6,528,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,793,000 | USD | evidence → |
| Total capital | 53,171,000 | USD | evidence → |
| Risk-weighted assets | 268,918,000 | USD | evidence → |