Call report 2015Q4
RAYNE STATE BANK & TRUST COMPANY — 2015Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 368,349,000 | USD | evidence → |
| Total loans | 262,084,000 | USD | evidence → |
| Allowance for loan losses | 3,365,000 | USD | evidence → |
| Securities available for sale | 80,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 314,971,000 | USD | evidence → |
| Interest-bearing deposits | 210,320,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,651,000 | USD | evidence → |
| Equity capital | 39,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,480,000 | USD | evidence → |
| Interest expense | 915,000 | USD | evidence → |
| Net interest income | 14,565,000 | USD | evidence → |
| Noninterest income | 1,654,000 | USD | evidence → |
| Noninterest expense | 9,934,000 | USD | evidence → |
| Provision for loan losses | 445,000 | USD | evidence → |
| Pretax income | 5,841,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,841,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,816,000 | USD | evidence → |
| Total capital | 40,831,000 | USD | evidence → |
| Risk-weighted assets | 240,876,000 | USD | evidence → |