Call report 2014Q4
RAYNE STATE BANK & TRUST COMPANY — 2014Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,296,000 | USD | evidence → |
| Total loans | 252,852,000 | USD | evidence → |
| Allowance for loan losses | 2,936,000 | USD | evidence → |
| Securities available for sale | 88,733,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 320,670,000 | USD | evidence → |
| Interest-bearing deposits | 196,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,928,000 | USD | evidence → |
| Equity capital | 35,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,104,000 | USD | evidence → |
| Interest expense | 942,000 | USD | evidence → |
| Net interest income | 14,162,000 | USD | evidence → |
| Noninterest income | 1,640,000 | USD | evidence → |
| Noninterest expense | 9,640,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 5,832,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,098,000 | USD | evidence → |
| Total capital | 37,034,000 | USD | evidence → |
| Risk-weighted assets | 246,711,000 | USD | evidence → |