Call report 2012Q4
RAYNE STATE BANK & TRUST COMPANY — 2012Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 332,393,000 | USD | evidence → |
| Total loans | 199,296,000 | USD | evidence → |
| Allowance for loan losses | 2,439,000 | USD | evidence → |
| Securities available for sale | 70,664,000 | USD | evidence → |
| Securities held to maturity | 26,676,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,817,000 | USD | evidence → |
| Interest-bearing deposits | 179,975,000 | USD | evidence → |
| Noninterest-bearing deposits | 119,842,000 | USD | evidence → |
| Equity capital | 28,533,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,140,000 | USD | evidence → |
| Interest expense | 1,315,000 | USD | evidence → |
| Net interest income | 11,825,000 | USD | evidence → |
| Noninterest income | 1,713,000 | USD | evidence → |
| Noninterest expense | 8,671,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 4,642,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,642,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,680,000 | USD | evidence → |
| Total capital | 30,119,000 | USD | evidence → |
| Risk-weighted assets | 219,013,000 | USD | evidence → |