Call report 2009Q4
RAYNE STATE BANK & TRUST COMPANY — 2009Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 222,966,000 | USD | evidence → |
| Total loans | 150,244,000 | USD | evidence → |
| Allowance for loan losses | 1,561,000 | USD | evidence → |
| Securities available for sale | 40,345,000 | USD | evidence → |
| Securities held to maturity | 14,010,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,177,000 | USD | evidence → |
| Interest-bearing deposits | 133,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,426,000 | USD | evidence → |
| Equity capital | 22,173,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,010,000 | USD | evidence → |
| Interest expense | 1,632,000 | USD | evidence → |
| Net interest income | 10,378,000 | USD | evidence → |
| Noninterest income | 1,600,000 | USD | evidence → |
| Noninterest expense | 7,835,000 | USD | evidence → |
| Provision for loan losses | 255,000 | USD | evidence → |
| Pretax income | 3,888,000 | USD | evidence → |
| Income tax | 991,000 | USD | evidence → |
| Net income | 2,897,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,407,000 | USD | evidence → |
| Total capital | 22,968,000 | USD | evidence → |
| Risk-weighted assets | 169,729,000 | USD | evidence → |