Call report 2008Q4
RAYNE STATE BANK & TRUST COMPANY — 2008Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 224,466,000 | USD | evidence → |
| Total loans | 140,299,000 | USD | evidence → |
| Allowance for loan losses | 1,389,000 | USD | evidence → |
| Securities available for sale | 44,708,000 | USD | evidence → |
| Securities held to maturity | 10,561,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 200,130,000 | USD | evidence → |
| Interest-bearing deposits | 127,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,627,000 | USD | evidence → |
| Equity capital | 21,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,307,000 | USD | evidence → |
| Interest expense | 2,404,000 | USD | evidence → |
| Net interest income | 9,903,000 | USD | evidence → |
| Noninterest income | 1,520,000 | USD | evidence → |
| Noninterest expense | 7,381,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 3,717,000 | USD | evidence → |
| Income tax | 1,189,000 | USD | evidence → |
| Net income | 2,528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,960,000 | USD | evidence → |
| Total capital | 22,349,000 | USD | evidence → |
| Risk-weighted assets | 161,842,000 | USD | evidence → |