Call report 2007Q2
RAYNE STATE BANK & TRUST COMPANY — 2007Q2
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,144,000 | USD | evidence → |
| Total loans | 127,898,000 | USD | evidence → |
| Allowance for loan losses | 1,068,000 | USD | evidence → |
| Securities available for sale | 44,325,000 | USD | evidence → |
| Securities held to maturity | 7,511,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 189,894,000 | USD | evidence → |
| Interest-bearing deposits | 129,242,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,652,000 | USD | evidence → |
| Equity capital | 18,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,486,000 | USD | evidence → |
| Interest expense | 1,708,000 | USD | evidence → |
| Net interest income | 4,778,000 | USD | evidence → |
| Noninterest income | 745,000 | USD | evidence → |
| Noninterest expense | 3,479,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 2,034,000 | USD | evidence → |
| Income tax | 630,000 | USD | evidence → |
| Net income | 1,404,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,589,000 | USD | evidence → |
| Total capital | 19,657,000 | USD | evidence → |
| Risk-weighted assets | 147,817,000 | USD | evidence → |