Call report 2005Q4
RAYNE STATE BANK & TRUST COMPANY — 2005Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,601,000 | USD | evidence → |
| Total loans | 113,292,000 | USD | evidence → |
| Allowance for loan losses | 1,051,000 | USD | evidence → |
| Securities available for sale | 30,777,000 | USD | evidence → |
| Securities held to maturity | 5,218,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 161,562,000 | USD | evidence → |
| Interest-bearing deposits | 107,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,379,000 | USD | evidence → |
| Equity capital | 15,245,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,734,000 | USD | evidence → |
| Interest expense | 1,953,000 | USD | evidence → |
| Net interest income | 7,781,000 | USD | evidence → |
| Noninterest income | 1,275,000 | USD | evidence → |
| Noninterest expense | 6,081,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 2,835,000 | USD | evidence → |
| Income tax | 881,000 | USD | evidence → |
| Net income | 1,954,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,484,000 | USD | evidence → |
| Total capital | 16,535,000 | USD | evidence → |
| Risk-weighted assets | 121,618,000 | USD | evidence → |