Call report 2002Q4
RAYNE STATE BANK & TRUST COMPANY — 2002Q4
The 22 measures RAYNE STATE BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,054,000 | USD | evidence → |
| Total loans | 74,320,000 | USD | evidence → |
| Allowance for loan losses | 807,000 | USD | evidence → |
| Securities available for sale | 44,044,000 | USD | evidence → |
| Securities held to maturity | 3,480,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,923,000 | USD | evidence → |
| Interest-bearing deposits | 98,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,410,000 | USD | evidence → |
| Equity capital | 12,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,460,000 | USD | evidence → |
| Interest expense | 2,423,000 | USD | evidence → |
| Net interest income | 6,037,000 | USD | evidence → |
| Noninterest income | 1,426,000 | USD | evidence → |
| Noninterest expense | 5,970,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 1,374,000 | USD | evidence → |
| Income tax | 397,000 | USD | evidence → |
| Net income | 977,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,579,000 | USD | evidence → |
| Total capital | 12,386,000 | USD | evidence → |
| Risk-weighted assets | 85,242,000 | USD | evidence → |