Call reports 2025
IOWA SAVINGS BANK — 2025
What IOWA SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 280,000,000 | 279,715,000 | 281,782,000 | 290,405,000 |
| Total loans | 177,266,000 | 178,097,000 | 174,317,000 | 161,695,000 |
| Allowance for loan losses | 2,047,000 | 2,047,000 | 2,047,000 | 2,047,000 |
| Securities available for sale | 69,059,000 | 69,327,000 | 81,593,000 | 95,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,813,000 | 249,087,000 | 249,558,000 | 260,332,000 |
| Interest-bearing deposits | 228,752,000 | 226,109,000 | 224,047,000 | 237,407,000 |
| Noninterest-bearing deposits | 24,061,000 | 22,978,000 | 25,511,000 | 22,925,000 |
| Equity capital | 22,475,000 | 23,713,000 | 25,197,000 | 22,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,244,000 | 6,635,000 | 10,144,000 | 13,680,000 |
| Interest expense | 1,212,000 | 2,497,000 | 3,829,000 | 5,149,000 |
| Net interest income | 2,032,000 | 4,138,000 | 6,315,000 | 8,531,000 |
| Noninterest income | 276,000 | 607,000 | 963,000 | 1,329,000 |
| Noninterest expense | 1,254,000 | 2,544,000 | 3,971,000 | 5,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,054,000 | 2,201,000 | 3,307,000 | 4,556,000 |
| Income tax | 40,000 | 84,000 | 127,000 | 171,000 |
| Net income | 1,014,000 | 2,117,000 | 3,180,000 | 4,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,374,000 | 26,015,000 | 27,013,000 | 24,266,000 |