Call reports 2024
IOWA SAVINGS BANK — 2024
What IOWA SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 269,895,000 | 274,716,000 | 268,994,000 | 272,900,000 |
| Total loans | 182,422,000 | 186,328,000 | 184,350,000 | 186,993,000 |
| Allowance for loan losses | 2,052,000 | 2,052,000 | 2,052,000 | 2,047,000 |
| Securities available for sale | 59,144,000 | 61,150,000 | 64,292,000 | 66,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,948,000 | 246,435,000 | 241,590,000 | 247,357,000 |
| Interest-bearing deposits | 221,639,000 | 223,809,000 | 217,135,000 | 222,739,000 |
| Noninterest-bearing deposits | 21,309,000 | 22,626,000 | 24,455,000 | 24,618,000 |
| Equity capital | 21,293,000 | 20,735,000 | 22,746,000 | 20,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,434,000 | 9,778,000 | 13,086,000 |
| Interest expense | 1,317,000 | 2,698,000 | 4,091,000 | 5,392,000 |
| Net interest income | 1,840,000 | 3,736,000 | 5,687,000 | 7,694,000 |
| Noninterest income | 324,000 | 663,000 | 962,000 | 1,300,000 |
| Noninterest expense | 1,286,000 | 2,543,000 | 3,849,000 | 5,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 878,000 | 1,856,000 | 2,800,000 | 3,857,000 |
| Income tax | 30,000 | 74,000 | 121,000 | 152,000 |
| Net income | 848,000 | 1,782,000 | 2,679,000 | 3,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,795,000 | 24,938,000 | 25,382,000 | 24,425,000 |