Call reports 2023
IOWA SAVINGS BANK — 2023
What IOWA SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 268,731,000 | 259,873,000 | 255,292,000 | 273,380,000 |
| Total loans | 179,095,000 | 177,068,000 | 175,173,000 | 181,718,000 |
| Allowance for loan losses | 2,052,000 | 2,052,000 | 2,052,000 | 2,052,000 |
| Securities available for sale | 69,385,000 | 64,978,000 | 61,488,000 | 59,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,930,000 | 234,658,000 | 232,585,000 | 243,713,000 |
| Interest-bearing deposits | 217,293,000 | 210,934,000 | 207,738,000 | 217,882,000 |
| Noninterest-bearing deposits | 22,637,000 | 23,724,000 | 24,847,000 | 25,831,000 |
| Equity capital | 19,011,000 | 19,000,000 | 18,603,000 | 20,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,673,000 | 5,402,000 | 8,221,000 | 11,200,000 |
| Interest expense | 716,000 | 1,602,000 | 2,703,000 | 3,867,000 |
| Net interest income | 1,957,000 | 3,800,000 | 5,518,000 | 7,333,000 |
| Noninterest income | 286,000 | 614,000 | 928,000 | 1,319,000 |
| Noninterest expense | 1,260,000 | 2,473,000 | 3,872,000 | 5,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 983,000 | 1,941,000 | 2,574,000 | 3,513,000 |
| Income tax | 45,000 | 85,000 | 130,000 | 157,000 |
| Net income | 938,000 | 1,856,000 | 2,444,000 | 3,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,248,000 | 24,567,000 | 24,806,000 | 25,050,000 |
| Total capital | 26,300,000 | 26,619,000 | — | — |
| Risk-weighted assets | 199,910,000 | 197,213,000 | — | — |