Call reports 2022
IOWA SAVINGS BANK — 2022
What IOWA SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 273,489,000 | 266,684,000 | 262,930,000 | 266,870,000 |
| Total loans | 153,842,000 | 160,132,000 | 169,098,000 | 178,358,000 |
| Allowance for loan losses | 2,056,000 | 2,056,000 | 2,055,000 | 2,052,000 |
| Securities available for sale | 64,720,000 | 65,391,000 | 68,301,000 | 68,571,000 |
| Securities held to maturity | 261,000 | 181,000 | 181,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,640,000 | 241,822,000 | 237,919,000 | 240,246,000 |
| Interest-bearing deposits | 222,258,000 | 217,020,000 | 210,785,000 | 212,525,000 |
| Noninterest-bearing deposits | 25,382,000 | 24,802,000 | 27,134,000 | 27,721,000 |
| Equity capital | 18,844,000 | 17,497,000 | 16,004,000 | 17,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,761,000 | 5,990,000 | 8,510,000 |
| Interest expense | 198,000 | 409,000 | 726,000 | 1,260,000 |
| Net interest income | 1,613,000 | 3,352,000 | 5,264,000 | 7,250,000 |
| Noninterest income | 371,000 | 698,000 | 1,031,000 | 1,319,000 |
| Noninterest expense | 1,251,000 | 2,473,000 | 3,722,000 | 5,104,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 703,000 | 1,547,000 | 2,543,000 | 3,435,000 |
| Income tax | 38,000 | 89,000 | 133,000 | 163,000 |
| Net income | 665,000 | 1,458,000 | 2,410,000 | 3,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,148,000 | 22,320,000 | 22,937,000 | 23,402,000 |
| Total capital | 26,260,000 | 24,376,000 | 24,992,000 | 25,454,000 |
| Risk-weighted assets | 174,833,000 | 180,111,000 | 188,792,000 | 198,765,000 |