Call reports 2021
IOWA SAVINGS BANK — 2021
What IOWA SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 250,719,000 | 251,380,000 | 252,247,000 | 266,328,000 |
| Total loans | 151,806,000 | 156,693,000 | 159,407,000 | 166,045,000 |
| Allowance for loan losses | 2,058,000 | 2,059,000 | 2,061,000 | 2,026,000 |
| Securities available for sale | 45,313,000 | 49,765,000 | 53,085,000 | 57,557,000 |
| Securities held to maturity | 517,000 | 442,000 | 442,000 | 261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,154,000 | 223,003,000 | 224,381,000 | 238,279,000 |
| Interest-bearing deposits | 197,424,000 | 200,703,000 | 195,757,000 | 213,055,000 |
| Noninterest-bearing deposits | 26,730,000 | 22,300,000 | 28,624,000 | 25,224,000 |
| Equity capital | 20,437,000 | 21,058,000 | 21,412,000 | 21,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 4,111,000 | 6,278,000 | 8,099,000 |
| Interest expense | 231,000 | 455,000 | 660,000 | 867,000 |
| Net interest income | 1,595,000 | 3,656,000 | 5,618,000 | 7,232,000 |
| Noninterest income | 410,000 | 830,000 | 1,202,000 | 1,617,000 |
| Noninterest expense | 1,178,000 | 2,317,000 | 3,586,000 | 4,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 230,000 |
| Pretax income | 827,000 | 2,169,000 | 3,234,000 | 3,680,000 |
| Income tax | 43,000 | 88,000 | 134,000 | 178,000 |
| Net income | 784,000 | 2,081,000 | 3,100,000 | 3,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,287,000 | 20,925,000 | 21,290,000 | 21,516,000 |
| Total capital | — | — | 23,351,000 | 23,542,000 |
| Risk-weighted assets | — | — | 177,262,000 | 186,095,000 |