Call reports 2020
IOWA SAVINGS BANK — 2020
What IOWA SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 207,363,000 | 222,373,000 | 222,649,000 | 235,049,000 |
| Total loans | 144,470,000 | 150,251,000 | 146,133,000 | 147,904,000 |
| Allowance for loan losses | 2,078,000 | 2,072,000 | 2,051,000 | 2,057,000 |
| Securities available for sale | 24,572,000 | 25,395,000 | 25,668,000 | 32,761,000 |
| Securities held to maturity | 772,000 | 697,000 | 697,000 | 517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,660,000 | 196,649,000 | 196,301,000 | 208,853,000 |
| Interest-bearing deposits | 164,663,000 | 174,391,000 | 174,038,000 | 183,288,000 |
| Noninterest-bearing deposits | 17,997,000 | 22,258,000 | 22,263,000 | 25,565,000 |
| Equity capital | 19,294,000 | 19,545,000 | 19,993,000 | 20,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 3,906,000 | 5,674,000 | 7,508,000 |
| Interest expense | 413,000 | 714,000 | 972,000 | 1,220,000 |
| Net interest income | 1,595,000 | 3,192,000 | 4,702,000 | 6,288,000 |
| Noninterest income | 302,000 | 690,000 | 1,344,000 | 1,866,000 |
| Noninterest expense | 1,176,000 | 2,339,000 | 3,456,000 | 4,835,000 |
| Provision for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 541,000 | 1,363,000 | 2,410,000 | 3,139,000 |
| Income tax | 37,000 | 75,000 | 112,000 | 155,000 |
| Net income | 504,000 | 1,288,000 | 2,298,000 | 2,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,698,000 | 18,799,000 | 19,263,000 | 19,533,000 |