Call reports 2019
IOWA SAVINGS BANK — 2019
What IOWA SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 197,870,000 | 199,172,000 | 195,345,000 | 204,445,000 |
| Total loans | 145,711,000 | 146,093,000 | 144,890,000 | 146,224,000 |
| Allowance for loan losses | 2,405,000 | 2,403,000 | 2,396,000 | 1,897,000 |
| Securities available for sale | 31,666,000 | 30,769,000 | 28,648,000 | 25,924,000 |
| Securities held to maturity | 1,028,000 | 953,000 | 953,000 | 772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,433,000 | 174,206,000 | 172,984,000 | 181,018,000 |
| Interest-bearing deposits | 153,626,000 | 154,663,000 | 151,907,000 | 161,273,000 |
| Noninterest-bearing deposits | 20,807,000 | 19,543,000 | 21,077,000 | 19,745,000 |
| Equity capital | 18,253,000 | 18,881,000 | 18,585,000 | 19,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,030,000 | 4,107,000 | 6,293,000 | 8,341,000 |
| Interest expense | 483,000 | 997,000 | 1,485,000 | 1,915,000 |
| Net interest income | 1,547,000 | 3,110,000 | 4,808,000 | 6,426,000 |
| Noninterest income | 303,000 | 619,000 | 843,000 | 1,187,000 |
| Noninterest expense | 1,195,000 | 2,286,000 | 3,299,000 | 4,685,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 655,000 | 1,443,000 | 2,352,000 | 3,428,000 |
| Income tax | 36,000 | 73,000 | 111,000 | 163,000 |
| Net income | 619,000 | 1,370,000 | 2,241,000 | 3,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,353,000 | 18,667,000 | 18,368,000 | 18,842,000 |
| Total capital | 20,386,000 | 20,706,000 | 20,411,000 | 20,739,000 |
| Risk-weighted assets | 162,347,000 | 162,805,000 | 163,145,000 | 165,694,000 |