Call reports 2018
IOWA SAVINGS BANK — 2018
What IOWA SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 201,202,000 | 201,989,000 | 195,414,000 | 195,743,000 |
| Total loans | 141,186,000 | 145,297,000 | 142,202,000 | 139,885,000 |
| Allowance for loan losses | 2,205,000 | 2,265,000 | 2,405,000 | 2,406,000 |
| Securities available for sale | 40,945,000 | 37,863,000 | 35,041,000 | 33,800,000 |
| Securities held to maturity | 1,721,000 | 1,651,000 | 1,209,000 | 1,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,896,000 | 172,039,000 | 172,481,000 | 174,450,000 |
| Interest-bearing deposits | 149,554,000 | 144,082,000 | 141,810,000 | 148,689,000 |
| Noninterest-bearing deposits | 21,342,000 | 27,957,000 | 30,671,000 | 25,761,000 |
| Equity capital | 17,153,000 | 17,082,000 | 17,288,000 | 17,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,769,000 | 5,773,000 | 7,774,000 |
| Interest expense | 227,000 | 535,000 | 838,000 | 1,306,000 |
| Net interest income | 1,599,000 | 3,234,000 | 4,935,000 | 6,468,000 |
| Noninterest income | 286,000 | 621,000 | 915,000 | 1,214,000 |
| Noninterest expense | 1,147,000 | 2,313,000 | 3,474,000 | 4,670,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 678,000 | 1,422,000 | 2,256,000 | 2,892,000 |
| Income tax | 35,000 | 70,000 | 105,000 | 121,000 |
| Net income | 643,000 | 1,352,000 | 2,151,000 | 2,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,679,000 | 17,670,000 | 18,024,000 | 18,149,000 |
| Total capital | 19,721,000 | 19,747,000 | 20,059,000 | 20,159,000 |
| Risk-weighted assets | 163,195,000 | 166,018,000 | 162,498,000 | 160,479,000 |