Call reports 2017
IOWA SAVINGS BANK — 2017
What IOWA SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,653,000 | 203,122,000 | 202,928,000 | 199,634,000 |
| Total loans | 131,621,000 | 136,270,000 | 137,176,000 | 134,840,000 |
| Allowance for loan losses | 2,068,000 | 2,167,000 | 2,227,000 | 2,137,000 |
| Securities available for sale | 51,366,000 | 47,870,000 | 45,875,000 | 43,591,000 |
| Securities held to maturity | 2,000,000 | 1,930,000 | 1,916,000 | 1,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,506,000 | 173,290,000 | 177,250,000 | 177,789,000 |
| Interest-bearing deposits | 152,322,000 | 151,810,000 | 152,033,000 | 150,373,000 |
| Noninterest-bearing deposits | 26,184,000 | 21,480,000 | 25,217,000 | 27,416,000 |
| Equity capital | 16,450,000 | 16,960,000 | 17,253,000 | 16,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,450,000 | 5,295,000 | 7,127,000 |
| Interest expense | 125,000 | 282,000 | 451,000 | 627,000 |
| Net interest income | 1,526,000 | 3,168,000 | 4,844,000 | 6,500,000 |
| Noninterest income | 257,000 | 722,000 | 1,089,000 | 1,501,000 |
| Noninterest expense | 1,137,000 | 2,302,000 | 3,476,000 | 4,824,000 |
| Provision for loan losses | 0 | 98,000 | 158,000 | 218,000 |
| Pretax income | 646,000 | 1,490,000 | 2,299,000 | 2,959,000 |
| Income tax | 40,000 | 71,000 | 106,000 | 141,000 |
| Net income | 606,000 | 1,419,000 | 2,193,000 | 2,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,553,000 | 16,739,000 | 17,051,000 | 17,179,000 |
| Total capital | 18,438,000 | 18,657,000 | 19,053,000 | 19,199,000 |
| Risk-weighted assets | 150,687,000 | 153,233,000 | 159,960,000 | 161,528,000 |