Call reports 2013
IOWA SAVINGS BANK — 2013
What IOWA SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 180,608,000 | 170,423,000 | 171,237,000 | 176,881,000 |
| Total loans | 95,226,000 | 96,571,000 | 98,146,000 | 101,449,000 |
| Allowance for loan losses | 2,063,000 | 2,065,000 | 2,064,000 | 1,865,000 |
| Securities available for sale | 49,125,000 | 50,568,000 | 49,670,000 | 50,742,000 |
| Securities held to maturity | 2,153,000 | 2,082,000 | 2,083,000 | 2,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,418,000 | 155,402,000 | 155,550,000 | 159,938,000 |
| Interest-bearing deposits | 143,136,000 | 139,603,000 | 137,356,000 | 141,275,000 |
| Noninterest-bearing deposits | 21,282,000 | 15,799,000 | 18,193,000 | 18,663,000 |
| Equity capital | 15,466,000 | 14,442,000 | 14,680,000 | 14,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,798,000 | 4,066,000 | 5,402,000 |
| Interest expense | 153,000 | 299,000 | 447,000 | 591,000 |
| Net interest income | 1,276,000 | 2,499,000 | 3,619,000 | 4,811,000 |
| Noninterest income | 306,000 | 637,000 | 888,000 | 1,214,000 |
| Noninterest expense | 1,129,000 | 2,212,000 | 3,257,000 | 4,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 453,000 | 924,000 | 1,250,000 | 1,624,000 |
| Income tax | 9,000 | 42,000 | 75,000 | 80,000 |
| Net income | 444,000 | 882,000 | 1,175,000 | 1,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,704,000 | 14,545,000 | 14,548,000 | 14,795,000 |
| Total capital | 16,015,000 | 15,877,000 | 15,923,000 | 16,206,000 |
| Risk-weighted assets | 108,532,000 | 108,612,000 | 111,756,000 | 114,790,000 |