Call reports 2012
IOWA SAVINGS BANK — 2012
What IOWA SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,575,000 | 172,507,000 | 169,657,000 | 180,400,000 |
| Total loans | 95,566,000 | 104,550,000 | 103,340,000 | 103,282,000 |
| Allowance for loan losses | 1,974,000 | 1,979,000 | 1,982,000 | 1,988,000 |
| Securities available for sale | 50,711,000 | 50,724,000 | 48,327,000 | 45,478,000 |
| Securities held to maturity | 163,000 | 75,000 | 75,000 | 1,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,164,000 | 154,081,000 | 153,379,000 | 164,098,000 |
| Interest-bearing deposits | 139,683,000 | 136,932,000 | 134,794,000 | 138,398,000 |
| Noninterest-bearing deposits | 19,481,000 | 17,149,000 | 18,585,000 | 25,700,000 |
| Equity capital | 14,911,000 | 14,981,000 | 15,435,000 | 15,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,039,000 | 4,596,000 | 6,114,000 |
| Interest expense | 207,000 | 402,000 | 579,000 | 741,000 |
| Net interest income | 1,264,000 | 2,637,000 | 4,017,000 | 5,373,000 |
| Noninterest income | 302,000 | 599,000 | 952,000 | 1,416,000 |
| Noninterest expense | 1,080,000 | 2,170,000 | 3,242,000 | 4,386,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 1,068,000 | 1,729,000 | 2,405,000 |
| Income tax | 25,000 | 27,000 | 53,000 | 120,000 |
| Net income | 461,000 | 1,041,000 | 1,676,000 | 2,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,898,000 | 14,035,000 | 14,300,000 | 14,377,000 |
| Total capital | 15,240,000 | 15,439,000 | 15,685,000 | 15,776,000 |
| Risk-weighted assets | 109,804,000 | 115,085,000 | 112,414,000 | 113,965,000 |