Call reports 2011
IOWA SAVINGS BANK — 2011
What IOWA SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,442,000 | 163,112,000 | 158,739,000 | 166,560,000 |
| Total loans | 89,117,000 | 91,878,000 | 93,022,000 | 93,526,000 |
| Allowance for loan losses | 2,083,000 | 2,050,000 | 2,011,000 | 2,016,000 |
| Securities available for sale | 55,263,000 | 50,146,000 | 47,241,000 | 44,484,000 |
| Securities held to maturity | 291,000 | 205,000 | 205,000 | 163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,496,000 | 147,457,000 | 143,119,000 | 151,253,000 |
| Interest-bearing deposits | 131,845,000 | 129,299,000 | 127,247,000 | 133,216,000 |
| Noninterest-bearing deposits | 14,651,000 | 18,158,000 | 15,872,000 | 18,036,000 |
| Equity capital | 13,846,000 | 14,695,000 | 15,013,000 | 14,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,150,000 | 4,713,000 | 6,247,000 |
| Interest expense | 279,000 | 551,000 | 806,000 | 1,028,000 |
| Net interest income | 1,277,000 | 2,599,000 | 3,907,000 | 5,219,000 |
| Noninterest income | 237,000 | 509,000 | 796,000 | 1,136,000 |
| Noninterest expense | 1,146,000 | 2,191,000 | 3,262,000 | 4,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 919,000 | 1,443,000 | 1,970,000 |
| Income tax | 25,000 | 51,000 | 77,000 | 102,000 |
| Net income | 343,000 | 868,000 | 1,366,000 | 1,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,031,000 | 13,390,000 | 13,729,000 | 13,556,000 |
| Total capital | 14,319,000 | 14,687,000 | 15,025,000 | 14,860,000 |
| Risk-weighted assets | 102,119,000 | 103,027,000 | 102,980,000 | 106,462,000 |