Call reports 2010
IOWA SAVINGS BANK — 2010
What IOWA SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,613,000 | 151,600,000 | 151,924,000 | 155,992,000 |
| Total loans | 80,898,000 | 83,109,000 | 83,541,000 | 84,459,000 |
| Allowance for loan losses | 1,941,000 | 1,955,000 | 1,942,000 | 1,944,000 |
| Securities available for sale | 47,728,000 | 49,978,000 | 49,593,000 | 50,209,000 |
| Securities held to maturity | 408,000 | 327,000 | 327,000 | 291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,834,000 | 136,850,000 | 134,158,000 | 141,493,000 |
| Interest-bearing deposits | 125,727,000 | 124,319,000 | 121,766,000 | 125,250,000 |
| Noninterest-bearing deposits | 12,107,000 | 12,531,000 | 12,392,000 | 16,243,000 |
| Equity capital | 14,053,000 | 13,699,000 | 13,965,000 | 13,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,259,000 | 4,838,000 | 6,337,000 |
| Interest expense | 328,000 | 652,000 | 967,000 | 1,259,000 |
| Net interest income | 1,343,000 | 2,607,000 | 3,871,000 | 5,078,000 |
| Noninterest income | 226,000 | 494,000 | 767,000 | 1,104,000 |
| Noninterest expense | 1,125,000 | 2,262,000 | 3,369,000 | 4,550,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 543,000 | 938,000 | 1,368,000 | 1,731,000 |
| Income tax | 35,000 | 56,000 | 77,000 | 103,000 |
| Net income | 508,000 | 867,000 | 1,276,000 | 1,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,024,000 | 12,552,000 | 12,686,000 | 12,803,000 |
| Total capital | 14,194,000 | 13,743,000 | 13,891,000 | 14,024,000 |
| Risk-weighted assets | 92,865,000 | 94,448,000 | 95,628,000 | 96,945,000 |