Call reports 2002
IOWA SAVINGS BANK — 2002
What IOWA SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,857,000 | 134,335,000 | 134,938,000 | 130,490,000 |
| Total loans | 93,768,000 | 101,527,000 | 102,959,000 | 96,124,000 |
| Allowance for loan losses | 1,162,000 | 1,150,000 | 1,182,000 | 1,206,000 |
| Securities available for sale | 22,963,000 | 20,440,000 | 19,115,000 | 15,152,000 |
| Securities held to maturity | 724,000 | 659,000 | 659,000 | 654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,105,000 | 115,878,000 | 115,011,000 | 114,560,000 |
| Interest-bearing deposits | 109,576,000 | 106,666,000 | 104,096,000 | 105,175,000 |
| Noninterest-bearing deposits | 8,529,000 | 9,212,000 | 10,915,000 | 9,385,000 |
| Equity capital | 9,475,000 | 10,141,000 | 10,521,000 | 10,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,805,000 | 5,759,000 | 7,537,000 |
| Interest expense | 815,000 | 1,583,000 | 2,328,000 | 2,972,000 |
| Net interest income | 1,058,000 | 2,222,000 | 3,431,000 | 4,565,000 |
| Noninterest income | 196,000 | 405,000 | 659,000 | 1,130,000 |
| Noninterest expense | 831,000 | 1,661,000 | 2,560,000 | 3,490,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 393,000 | 906,000 | 1,440,000 | 2,085,000 |
| Income tax | 27,000 | 55,000 | 87,000 | 128,000 |
| Net income | 366,000 | 851,000 | 1,353,000 | 1,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,657,000 | 8,990,000 | 9,197,000 | 9,302,000 |
| Total capital | 9,794,000 | 10,140,000 | 10,379,000 | 10,503,000 |
| Risk-weighted assets | 90,914,000 | 97,404,000 | 99,039,000 | 96,097,000 |