Call reports 2001
IOWA SAVINGS BANK — 2001
What IOWA SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 114,892,000 | 113,706,000 | 124,148,000 | 130,559,000 |
| Total loans | 90,315,000 | 91,227,000 | 94,393,000 | 89,462,000 |
| Allowance for loan losses | 1,184,000 | 1,184,000 | 1,181,000 | 1,168,000 |
| Securities available for sale | 11,221,000 | 9,090,000 | 15,008,000 | 23,504,000 |
| Securities held to maturity | 675,000 | 440,000 | 440,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,560,000 | 102,314,000 | 112,084,000 | 118,344,000 |
| Interest-bearing deposits | 96,436,000 | 95,049,000 | 104,361,000 | 107,810,000 |
| Noninterest-bearing deposits | 7,124,000 | 7,265,000 | 7,723,000 | 10,534,000 |
| Equity capital | 8,904,000 | 8,963,000 | 9,316,000 | 9,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,204,000 | 6,267,000 | 8,207,000 |
| Interest expense | 1,190,000 | 2,290,000 | 3,388,000 | 4,362,000 |
| Net interest income | 976,000 | 1,914,000 | 2,879,000 | 3,845,000 |
| Noninterest income | 208,000 | 402,000 | 582,000 | 877,000 |
| Noninterest expense | 736,000 | 1,437,000 | 2,215,000 | 3,058,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 418,000 | 819,000 | 1,156,000 | 1,544,000 |
| Income tax | 21,000 | 43,000 | 70,000 | 97,000 |
| Net income | 397,000 | 776,000 | 1,086,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,695,000 | 8,742,000 | 8,185,000 | 8,399,000 |
| Total capital | 9,820,000 | 9,851,000 | 9,346,000 | 9,507,000 |
| Risk-weighted assets | 89,919,000 | 88,623,000 | 92,876,000 | 88,555,000 |