Call reports 2018
ACB BANK — 2018
What ACB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,181,000 | 129,827,000 | 132,498,000 | 132,268,000 |
| Total loans | 97,049,000 | 101,571,000 | 104,324,000 | 103,187,000 |
| Allowance for loan losses | 1,115,000 | 1,288,000 | 1,627,000 | 1,641,000 |
| Securities available for sale | 18,295,000 | 20,143,000 | 19,501,000 | 20,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,678,000 | 101,905,000 | 101,238,000 | 105,117,000 |
| Interest-bearing deposits | 82,063,000 | 82,988,000 | 82,532,000 | 86,931,000 |
| Noninterest-bearing deposits | 18,615,000 | 18,917,000 | 18,706,000 | 18,186,000 |
| Equity capital | 10,079,000 | 10,274,000 | 11,329,000 | 11,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,508,000 | 3,065,000 | 4,748,000 | 6,444,000 |
| Interest expense | 234,000 | 510,000 | 834,000 | 1,214,000 |
| Net interest income | 1,274,000 | 2,555,000 | 3,914,000 | 5,230,000 |
| Noninterest income | 146,000 | 325,000 | 472,000 | 635,000 |
| Noninterest expense | 706,000 | 1,401,000 | 2,065,000 | 2,874,000 |
| Provision for loan losses | 225,000 | 450,000 | 775,000 | 1,695,000 |
| Pretax income | 489,000 | 1,014,000 | 1,529,000 | 1,276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 489,000 | 1,014,000 | 1,529,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,568,000 | 10,816,000 | 12,043,000 | 11,495,000 |
| Total capital | 11,683,000 | 12,104,000 | 13,489,000 | 12,920,000 |
| Risk-weighted assets | 106,245,000 | 112,005,000 | 115,502,000 | 113,792,000 |