Call reports 2017
ACB BANK — 2017
What ACB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 118,348,000 | 115,849,000 | 118,969,000 | 120,674,000 |
| Total loans | 96,374,000 | 90,957,000 | 94,330,000 | 96,531,000 |
| Allowance for loan losses | 1,629,000 | 1,753,000 | 1,835,000 | 1,900,000 |
| Securities available for sale | 14,791,000 | 17,649,000 | 17,347,000 | 16,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,800,000 | 99,654,000 | 95,232,000 | 97,681,000 |
| Interest-bearing deposits | 83,121,000 | 81,034,000 | 78,464,000 | 78,673,000 |
| Noninterest-bearing deposits | 18,679,000 | 18,620,000 | 16,768,000 | 19,008,000 |
| Equity capital | 10,267,000 | 10,472,000 | 10,749,000 | 10,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,906,000 | 4,317,000 | 5,781,000 |
| Interest expense | 183,000 | 371,000 | 567,000 | 778,000 |
| Net interest income | 1,270,000 | 2,535,000 | 3,750,000 | 5,003,000 |
| Noninterest income | 131,000 | 267,000 | 451,000 | 592,000 |
| Noninterest expense | 621,000 | 1,275,000 | 1,900,000 | 2,861,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 975,000 |
| Pretax income | 631,000 | 1,228,000 | 1,852,000 | 1,760,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 631,000 | 1,228,000 | 1,852,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,561,000 | 10,503,000 | 10,800,000 | 10,380,000 |
| Total capital | 11,875,000 | 11,756,000 | 12,095,000 | 11,698,000 |
| Risk-weighted assets | 104,881,000 | 99,798,000 | 103,134,000 | 104,936,000 |