Call reports 2001
ACB BANK — 2001
What ACB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,258,000 | 26,544,000 | 26,800,000 | 27,560,000 |
| Total loans | 17,740,000 | 19,522,000 | 20,745,000 | 22,598,000 |
| Allowance for loan losses | 270,000 | 296,000 | 325,000 | 297,000 |
| Securities available for sale | 3,365,000 | 3,566,000 | 3,301,000 | 3,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,353,000 | 20,554,000 | 20,751,000 | 21,067,000 |
| Interest-bearing deposits | 18,130,000 | 18,328,000 | 18,984,000 | 19,622,000 |
| Noninterest-bearing deposits | 1,223,000 | 2,226,000 | 1,767,000 | 1,445,000 |
| Equity capital | 2,319,000 | 2,403,000 | 2,490,000 | 2,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 986,000 | 1,478,000 | 1,972,000 |
| Interest expense | 273,000 | 537,000 | 792,000 | 1,027,000 |
| Net interest income | 227,000 | 449,000 | 686,000 | 945,000 |
| Noninterest income | 31,000 | 62,000 | 93,000 | 128,000 |
| Noninterest expense | 125,000 | 251,000 | 394,000 | 589,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 87,000 |
| Pretax income | 119,000 | 230,000 | 352,000 | 428,000 |
| Income tax | 42,000 | 80,000 | 122,000 | 148,000 |
| Net income | 77,000 | 150,000 | 230,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,309,000 | 2,382,000 | 2,462,000 | 2,513,000 |
| Total capital | 2,533,000 | 2,622,000 | 2,714,000 | 2,788,000 |
| Risk-weighted assets | 17,874,000 | 19,162,000 | 20,142,000 | 22,010,000 |