Call reports 2010
BANK OF THE CAROLINAS — 2010
What BANK OF THE CAROLINAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 570,122,000 | 539,252,000 | 534,878,000 | 534,353,000 |
| Total loans | 380,890,000 | 368,843,000 | 367,021,000 | 366,153,000 |
| Allowance for loan losses | 7,050,000 | 7,180,000 | 6,342,000 | 6,863,000 |
| Securities available for sale | 91,770,000 | 118,000,000 | 109,094,000 | 106,540,000 |
| Securities held to maturity | 3,904,000 | 3,916,000 | 3,927,000 | 3,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,551,000 | 415,182,000 | 415,918,000 | 416,896,000 |
| Interest-bearing deposits | 409,103,000 | 377,601,000 | 380,387,000 | 383,166,000 |
| Noninterest-bearing deposits | 37,448,000 | 37,581,000 | 35,531,000 | 33,730,000 |
| Equity capital | 50,840,000 | 51,622,000 | 51,685,000 | 48,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,334,000 | 12,525,000 | 18,461,000 | 24,095,000 |
| Interest expense | 2,058,000 | 3,884,000 | 5,637,000 | 7,393,000 |
| Net interest income | 4,276,000 | 8,641,000 | 12,824,000 | 16,702,000 |
| Noninterest income | 251,000 | 729,000 | 1,088,000 | 1,496,000 |
| Noninterest expense | 4,048,000 | 8,159,000 | 11,875,000 | 16,040,000 |
| Provision for loan losses | 916,000 | 2,002,000 | 2,860,000 | 6,441,000 |
| Pretax income | -341,000 | -601,000 | -455,000 | -3,939,000 |
| Income tax | -170,000 | -308,000 | -306,000 | -1,537,000 |
| Net income | -171,000 | -293,000 | -149,000 | -2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,111,000 | 47,417,000 | 47,512,000 | 43,332,000 |
| Total capital | 52,824,000 | 52,935,000 | 52,941,000 | 48,716,000 |
| Risk-weighted assets | 455,804,000 | 439,859,000 | 433,391,000 | 429,258,000 |
Machine access — free, no API key
Every figure shown here about BANK OF THE CAROLINAS — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.