Call reports 2020
BANCO SANTANDER PUERTO RICO — 2020
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 5,931,464,000 | 5,990,637,000 |
| Total loans | 2,745,249,000 | 2,735,899,000 |
| Allowance for loan losses | 159,787,000 | 146,026,000 |
| Securities available for sale | 2,026,384,000 | 1,171,698,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 1,743,000 | 1,779,000 |
| Total deposits | 4,815,729,000 | 4,861,869,000 |
| Interest-bearing deposits | 3,882,592,000 | 3,682,425,000 |
| Noninterest-bearing deposits | 933,137,000 | 1,179,444,000 |
| Equity capital | 1,002,357,000 | 1,013,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 56,262,000 | 102,816,000 |
| Interest expense | 10,851,000 | 16,959,000 |
| Net interest income | 45,411,000 | 85,857,000 |
| Noninterest income | 7,160,000 | 11,947,000 |
| Noninterest expense | 36,319,000 | 67,682,000 |
| Provision for loan losses | 17,620,000 | 12,652,000 |
| Pretax income | -1,368,000 | 17,470,000 |
| Income tax | -3,284,000 | 1,446,000 |
| Net income | 1,916,000 | 16,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 1,054,917,000 | 1,065,833,000 |
| Total capital | 1,086,757,000 | 1,097,537,000 |
| Risk-weighted assets | 2,498,620,000 | 2,497,610,000 |