Call reports 2019
BANCO SANTANDER PUERTO RICO — 2019
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,300,320,000 | 6,172,850,000 | 6,184,410,000 | 6,005,654,000 |
| Total loans | 3,104,564,000 | 3,075,127,000 | 3,002,005,000 | 2,743,477,000 |
| Allowance for loan losses | 106,526,000 | 100,328,000 | 81,794,000 | 67,218,000 |
| Securities available for sale | 994,855,000 | 1,905,415,000 | 2,221,255,000 | 2,191,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,195,000 | 1,086,000 | 1,038,000 | 1,374,000 |
| Total deposits | 4,182,103,000 | 5,040,717,000 | 5,023,917,000 | 4,848,008,000 |
| Interest-bearing deposits | 3,197,311,000 | 4,072,216,000 | 4,059,845,000 | 3,970,418,000 |
| Noninterest-bearing deposits | 984,792,000 | 968,501,000 | 964,072,000 | 877,590,000 |
| Equity capital | 984,310,000 | 1,006,374,000 | 1,029,602,000 | 1,036,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 62,082,000 | 127,718,000 | 195,917,000 | 257,974,000 |
| Interest expense | 6,441,000 | 16,545,000 | 28,589,000 | 39,911,000 |
| Net interest income | 55,641,000 | 111,173,000 | 167,328,000 | 218,063,000 |
| Noninterest income | 6,637,000 | 15,215,000 | 17,997,000 | 26,813,000 |
| Noninterest expense | 37,765,000 | 74,856,000 | 112,440,000 | 148,414,000 |
| Provision for loan losses | 2,941,000 | 5,429,000 | -6,867,000 | -7,864,000 |
| Pretax income | 21,572,000 | 46,103,000 | 80,041,000 | 104,615,000 |
| Income tax | 3,827,000 | 9,312,000 | 18,323,000 | 37,877,000 |
| Net income | 17,745,000 | 36,791,000 | 61,718,000 | 66,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,004,185,000 | 1,023,401,000 | 1,044,638,000 | 1,045,469,000 |
| Total capital | 1,041,788,000 | 1,060,611,000 | 1,080,595,000 | 1,077,248,000 |
| Risk-weighted assets | 2,938,244,000 | 2,912,711,000 | 2,829,810,000 | 2,505,961,000 |