Call reports 2018
BANCO SANTANDER PUERTO RICO — 2018
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,242,883,000 | 5,201,849,000 | 5,231,878,000 | 5,177,922,000 |
| Total loans | 3,293,843,000 | 3,252,556,000 | 3,167,906,000 | 3,113,805,000 |
| Allowance for loan losses | 133,485,000 | 130,865,000 | 120,634,000 | 110,769,000 |
| Securities available for sale | 379,822,000 | 536,845,000 | 624,962,000 | 702,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,454,000 | 1,375,000 | 1,308,000 | 1,235,000 |
| Total deposits | 4,193,915,000 | 4,170,517,000 | 4,202,254,000 | 4,130,848,000 |
| Interest-bearing deposits | 3,278,030,000 | 3,150,540,000 | 3,153,169,000 | 3,137,833,000 |
| Noninterest-bearing deposits | 915,885,000 | 1,019,977,000 | 1,049,085,000 | 993,015,000 |
| Equity capital | 912,301,000 | 924,339,000 | 937,389,000 | 957,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 59,428,000 | 120,599,000 | 183,833,000 | 246,218,000 |
| Interest expense | 4,349,000 | 9,167,000 | 14,528,000 | 20,743,000 |
| Net interest income | 55,079,000 | 111,432,000 | 169,305,000 | 225,475,000 |
| Noninterest income | 6,063,000 | 12,341,000 | 15,232,000 | 23,441,000 |
| Noninterest expense | 35,138,000 | 69,751,000 | 102,462,000 | 139,269,000 |
| Provision for loan losses | 6,349,000 | 15,435,000 | 22,933,000 | 23,628,000 |
| Pretax income | 19,655,000 | 38,587,000 | 59,142,000 | 86,019,000 |
| Income tax | 6,841,000 | 12,781,000 | 19,024,000 | 29,048,000 |
| Net income | 12,814,000 | 25,806,000 | 40,118,000 | 56,971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 910,196,000 | 923,048,000 | 937,725,000 | 949,793,000 |
| Total capital | 950,937,000 | 963,502,000 | 976,906,000 | 986,684,000 |
| Risk-weighted assets | 3,165,682,000 | 3,145,033,000 | 3,052,126,000 | 2,876,424,000 |