Call reports 2017
BANCO SANTANDER PUERTO RICO — 2017
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 5,271,096,000 | 5,450,764,000 | 5,095,378,000 | 5,107,638,000 |
| Total loans | 3,627,100,000 | 3,576,165,000 | 3,408,484,000 | 3,379,737,000 |
| Allowance for loan losses | 97,361,000 | 92,265,000 | 130,316,000 | 133,485,000 |
| Securities available for sale | 247,724,000 | 280,068,000 | 302,545,000 | 305,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,237,000 | 1,930,000 | 1,846,000 | 1,746,000 |
| Total deposits | 4,268,760,000 | 4,432,733,000 | 4,084,085,000 | 4,111,809,000 |
| Interest-bearing deposits | 3,091,770,000 | 2,948,927,000 | 2,940,531,000 | 2,925,388,000 |
| Noninterest-bearing deposits | 1,176,990,000 | 1,483,806,000 | 1,143,554,000 | 1,186,421,000 |
| Equity capital | 906,498,000 | 914,000,000 | 900,620,000 | 897,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 59,482,000 | 119,579,000 | 178,868,000 | 234,607,000 |
| Interest expense | 5,860,000 | 11,828,000 | 16,295,000 | 20,003,000 |
| Net interest income | 53,622,000 | 107,751,000 | 162,573,000 | 214,604,000 |
| Noninterest income | 11,919,000 | 24,430,000 | 34,561,000 | 40,545,000 |
| Noninterest expense | 39,222,000 | 79,083,000 | 117,109,000 | 167,924,000 |
| Provision for loan losses | 15,577,000 | 32,011,000 | 83,472,000 | 100,724,000 |
| Pretax income | 10,742,000 | 21,087,000 | -3,447,000 | -13,499,000 |
| Income tax | 3,241,000 | 5,918,000 | -5,108,000 | -9,166,000 |
| Net income | 7,501,000 | 15,169,000 | 1,661,000 | -4,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 897,980,000 | 905,645,000 | 888,499,000 | 894,805,000 |
| Total capital | 939,996,000 | 947,212,000 | 930,770,000 | 936,631,000 |
| Risk-weighted assets | 3,304,529,000 | 3,273,120,000 | 3,292,281,000 | 3,253,566,000 |