Call reports 2016
BANCO SANTANDER PUERTO RICO — 2016
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,344,148,000 | 5,254,140,000 | 5,256,522,000 | 5,339,217,000 |
| Total loans | 3,879,648,000 | 3,839,925,000 | 3,792,762,000 | 3,758,695,000 |
| Allowance for loan losses | 84,946,000 | 88,307,000 | 89,464,000 | 95,131,000 |
| Securities available for sale | 169,678,000 | 232,107,000 | 243,462,000 | 279,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,148,000 | 3,882,000 | 3,348,000 | 2,487,000 |
| Total deposits | 4,389,371,000 | 4,292,403,000 | 4,277,223,000 | 4,306,846,000 |
| Interest-bearing deposits | 3,160,365,000 | 3,100,560,000 | 3,041,029,000 | 3,196,492,000 |
| Noninterest-bearing deposits | 1,229,006,000 | 1,191,843,000 | 1,236,194,000 | 1,110,354,000 |
| Equity capital | 857,971,000 | 865,008,000 | 871,920,000 | 898,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 61,311,000 | 121,131,000 | 180,979,000 | 240,470,000 |
| Interest expense | 5,953,000 | 11,950,000 | 17,968,000 | 24,133,000 |
| Net interest income | 55,358,000 | 109,181,000 | 163,011,000 | 216,337,000 |
| Noninterest income | 13,272,000 | 27,102,000 | 39,744,000 | 51,917,000 |
| Noninterest expense | 42,361,000 | 84,244,000 | 125,596,000 | 165,471,000 |
| Provision for loan losses | 15,799,000 | 31,917,000 | 47,239,000 | 69,351,000 |
| Pretax income | 10,470,000 | 20,122,000 | 29,920,000 | 33,432,000 |
| Income tax | 3,124,000 | 6,160,000 | 8,877,000 | 8,003,000 |
| Net income | 7,346,000 | 13,962,000 | 21,043,000 | 25,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 848,872,000 | 855,487,000 | 862,568,000 | 890,477,000 |
| Total capital | 892,827,000 | 899,057,000 | 905,671,000 | 933,627,000 |
| Risk-weighted assets | 3,473,867,000 | 3,439,152,000 | 3,400,123,000 | 3,398,490,000 |