Call reports 2015
BANCO SANTANDER PUERTO RICO — 2015
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,599,892,000 | 5,427,079,000 | 5,444,161,000 | 5,344,040,000 |
| Total loans | 4,172,064,000 | 4,255,324,000 | 4,015,154,000 | 3,954,119,000 |
| Allowance for loan losses | 75,720,000 | 77,375,000 | 80,704,000 | 83,140,000 |
| Securities available for sale | 207,364,000 | 148,417,000 | 270,081,000 | 251,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,723,000 | 4,991,000 | 4,910,000 | 4,134,000 |
| Total deposits | 4,589,444,000 | 4,407,502,000 | 4,416,934,000 | 4,314,097,000 |
| Interest-bearing deposits | 3,499,862,000 | 3,339,395,000 | 3,338,785,000 | 3,242,097,000 |
| Noninterest-bearing deposits | 1,089,582,000 | 1,068,107,000 | 1,078,149,000 | 1,072,000,000 |
| Equity capital | 896,422,000 | 905,764,000 | 914,242,000 | 925,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 62,732,000 | 125,311,000 | 188,205,000 | 250,093,000 |
| Interest expense | 5,824,000 | 11,764,000 | 17,930,000 | 23,878,000 |
| Net interest income | 56,908,000 | 113,547,000 | 170,275,000 | 226,215,000 |
| Noninterest income | 14,132,000 | 30,654,000 | 44,596,000 | 59,592,000 |
| Noninterest expense | 40,919,000 | 79,128,000 | 118,831,000 | 156,150,000 |
| Provision for loan losses | 14,851,000 | 31,012,000 | 47,092,000 | 64,542,000 |
| Pretax income | 15,270,000 | 34,061,000 | 48,948,000 | 65,115,000 |
| Income tax | 5,254,000 | 12,479,000 | 17,544,000 | 21,591,000 |
| Net income | 10,016,000 | 21,582,000 | 31,404,000 | 43,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 886,920,000 | 896,877,000 | 905,018,000 | 917,056,000 |
| Total capital | 934,096,000 | 945,445,000 | 950,694,000 | 962,151,000 |
| Risk-weighted assets | 3,744,034,000 | 3,855,109,000 | 3,617,542,000 | 3,567,914,000 |