Call reports 2014
BANCO SANTANDER PUERTO RICO — 2014
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 6,373,084,000 | 6,024,434,000 | 5,890,838,000 | 5,538,290,000 |
| Total loans | 5,125,375,000 | 4,705,279,000 | 4,576,899,000 | 4,302,928,000 |
| Allowance for loan losses | 85,007,000 | 81,162,000 | 82,641,000 | 74,106,000 |
| Securities available for sale | 163,848,000 | 176,397,000 | 168,484,000 | 165,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,426,000 | 7,063,000 | 6,022,000 | 5,873,000 |
| Total deposits | 5,424,737,000 | 5,058,697,000 | 4,908,069,000 | 4,535,535,000 |
| Interest-bearing deposits | 3,841,516,000 | 3,671,769,000 | 3,642,368,000 | 3,522,402,000 |
| Noninterest-bearing deposits | 1,583,221,000 | 1,386,928,000 | 1,265,701,000 | 1,013,133,000 |
| Equity capital | 856,439,000 | 869,457,000 | 878,469,000 | 887,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 67,121,000 | 133,284,000 | 198,246,000 | 262,189,000 |
| Interest expense | 7,521,000 | 14,434,000 | 20,660,000 | 26,755,000 |
| Net interest income | 59,600,000 | 118,850,000 | 177,586,000 | 235,434,000 |
| Noninterest income | 14,535,000 | 28,851,000 | 45,310,000 | 58,584,000 |
| Noninterest expense | 44,815,000 | 87,953,000 | 130,253,000 | 171,118,000 |
| Provision for loan losses | 17,531,000 | 27,267,000 | 41,682,000 | 45,890,000 |
| Pretax income | 11,779,000 | 32,471,000 | 50,951,000 | 77,000,000 |
| Income tax | 3,035,000 | 9,746,000 | 17,591,000 | 22,107,000 |
| Net income | 8,744,000 | 22,725,000 | 33,360,000 | 54,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 820,393,000 | 832,682,000 | 842,458,000 | 843,451,000 |
| Total capital | 870,628,000 | 879,124,000 | 888,119,000 | 888,677,000 |
| Risk-weighted assets | 3,982,491,000 | 3,679,106,000 | 3,614,381,000 | 3,587,810,000 |