Call reports 2013
BANCO SANTANDER PUERTO RICO — 2013
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 7,087,679,000 | 7,027,082,000 | 6,703,179,000 | 6,664,323,000 |
| Total loans | 5,355,008,000 | 5,562,449,000 | 5,429,979,000 | 5,318,955,000 |
| Allowance for loan losses | 89,650,000 | 83,491,000 | 83,309,000 | 80,586,000 |
| Securities available for sale | 385,961,000 | 201,102,000 | 170,372,000 | 165,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 128,296,000 | 95,823,000 | 54,290,000 | 8,073,000 |
| Total deposits | 6,027,329,000 | 6,002,505,000 | 5,720,126,000 | 5,723,378,000 |
| Interest-bearing deposits | 4,632,772,000 | 4,450,238,000 | 4,145,638,000 | 4,097,508,000 |
| Noninterest-bearing deposits | 1,394,557,000 | 1,552,267,000 | 1,574,488,000 | 1,625,870,000 |
| Equity capital | 805,535,000 | 815,796,000 | 823,349,000 | 848,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 66,829,000 | 132,046,000 | 199,848,000 | 267,966,000 |
| Interest expense | 10,592,000 | 19,015,000 | 27,047,000 | 35,028,000 |
| Net interest income | 56,237,000 | 113,031,000 | 172,801,000 | 232,938,000 |
| Noninterest income | 20,162,000 | 35,778,000 | 50,301,000 | 77,844,000 |
| Noninterest expense | 48,395,000 | 95,421,000 | 141,504,000 | 191,426,000 |
| Provision for loan losses | 11,151,000 | 23,394,000 | 35,935,000 | 50,893,000 |
| Pretax income | 16,853,000 | 25,958,000 | 38,863,000 | 61,663,000 |
| Income tax | 4,125,000 | 117,000 | 5,224,000 | 12,048,000 |
| Net income | 12,728,000 | 25,841,000 | 33,639,000 | 49,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 761,778,000 | 769,734,000 | 777,746,000 | 813,661,000 |
| Total capital | 814,727,000 | 823,134,000 | 829,983,000 | 864,713,000 |
| Risk-weighted assets | 4,197,708,000 | 4,240,732,000 | 4,146,399,000 | 4,052,991,000 |