Call reports 2012
BANCO SANTANDER PUERTO RICO — 2012
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 6,948,439,000 | 6,724,641,000 | 7,084,351,000 | 7,202,438,000 |
| Total loans | 5,574,912,000 | 5,385,409,000 | 5,308,547,000 | 5,788,567,000 |
| Allowance for loan losses | 103,129,000 | 98,363,000 | 96,978,000 | 89,611,000 |
| Securities available for sale | 565,560,000 | 463,466,000 | 446,861,000 | 402,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 170,949,000 | 146,324,000 | 148,818,000 | 139,140,000 |
| Total deposits | 5,492,943,000 | 5,387,274,000 | 5,721,841,000 | 5,936,615,000 |
| Interest-bearing deposits | 4,253,770,000 | 4,163,127,000 | 4,594,187,000 | 4,576,275,000 |
| Noninterest-bearing deposits | 1,239,173,000 | 1,224,147,000 | 1,127,654,000 | 1,360,340,000 |
| Equity capital | 751,302,000 | 762,387,000 | 777,820,000 | 789,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 74,760,000 | 148,749,000 | 220,500,000 | 292,951,000 |
| Interest expense | 12,514,000 | 23,859,000 | 36,032,000 | 48,032,000 |
| Net interest income | 62,246,000 | 124,890,000 | 184,468,000 | 244,919,000 |
| Noninterest income | 12,847,000 | 22,436,000 | 36,177,000 | 55,277,000 |
| Noninterest expense | 47,872,000 | 93,456,000 | 138,760,000 | 189,149,000 |
| Provision for loan losses | 16,476,000 | 26,239,000 | 38,070,000 | 51,824,000 |
| Pretax income | 10,749,000 | 27,915,000 | 44,235,000 | 60,337,000 |
| Income tax | 2,627,000 | 6,712,000 | 11,143,000 | 10,857,000 |
| Net income | 8,122,000 | 21,203,000 | 33,092,000 | 49,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 713,552,000 | 721,887,000 | 731,778,000 | 746,837,000 |
| Total capital | 767,814,000 | 774,375,000 | 783,240,000 | 802,401,000 |
| Risk-weighted assets | 4,290,042,000 | 4,150,794,000 | 4,069,141,000 | 4,409,817,000 |