Call reports 2011
BANCO SANTANDER PUERTO RICO — 2011
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 6,802,936,000 | 6,987,029,000 | 6,718,342,000 | 6,587,459,000 |
| Total loans | 5,377,048,000 | 5,554,318,000 | 5,569,466,000 | 5,622,871,000 |
| Allowance for loan losses | 134,296,000 | 135,878,000 | 111,881,000 | 108,619,000 |
| Securities available for sale | 710,064,000 | 701,577,000 | 345,909,000 | 267,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 129,304,000 | 146,423,000 | 184,727,000 | 174,957,000 |
| Total deposits | 4,766,283,000 | 5,096,745,000 | 5,368,102,000 | 5,227,733,000 |
| Interest-bearing deposits | 3,472,556,000 | 4,096,472,000 | 4,241,579,000 | 4,040,900,000 |
| Noninterest-bearing deposits | 1,293,727,000 | 1,000,273,000 | 1,126,523,000 | 1,186,833,000 |
| Equity capital | 710,047,000 | 730,210,000 | 741,165,000 | 745,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 76,579,000 | 155,194,000 | 229,711,000 | 304,827,000 |
| Interest expense | 12,943,000 | 25,496,000 | 36,802,000 | 49,502,000 |
| Net interest income | 63,636,000 | 129,698,000 | 192,909,000 | 255,325,000 |
| Noninterest income | 13,199,000 | 31,398,000 | 42,243,000 | 56,665,000 |
| Noninterest expense | 46,567,000 | 90,110,000 | 135,537,000 | 181,150,000 |
| Provision for loan losses | 27,507,000 | 46,863,000 | 58,178,000 | 70,777,000 |
| Pretax income | 2,766,000 | 24,132,000 | 45,896,000 | 64,526,000 |
| Income tax | 13,248,000 | 18,879,000 | 19,251,000 | 23,404,000 |
| Net income | -10,482,000 | 5,253,000 | 26,645,000 | 41,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 669,645,000 | 688,162,000 | 703,592,000 | 700,076,000 |
| Total capital | 722,745,000 | 743,512,000 | 758,143,000 | 754,768,000 |
| Risk-weighted assets | 4,165,457,000 | 4,346,087,000 | 4,305,506,000 | 4,320,148,000 |