Call reports 2010
BANCO SANTANDER PUERTO RICO — 2010
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 6,649,920,000 | 6,560,192,000 | 6,373,600,000 | 6,641,790,000 |
| Total loans | 5,378,856,000 | 5,193,287,000 | 5,204,090,000 | 5,387,212,000 |
| Allowance for loan losses | 92,280,000 | 91,207,000 | 85,283,000 | 93,831,000 |
| Securities available for sale | 376,464,000 | 267,522,000 | 298,319,000 | 511,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 122,627,000 | 161,767,000 | 192,734,000 | 150,562,000 |
| Total deposits | 4,530,310,000 | 4,540,648,000 | 4,314,892,000 | 4,420,560,000 |
| Interest-bearing deposits | 3,204,889,000 | 3,287,053,000 | 3,121,328,000 | 3,202,741,000 |
| Noninterest-bearing deposits | 1,325,421,000 | 1,253,595,000 | 1,193,564,000 | 1,217,819,000 |
| Equity capital | 655,807,000 | 659,698,000 | 737,808,000 | 726,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 79,190,000 | 156,297,000 | 230,645,000 | 306,048,000 |
| Interest expense | 16,446,000 | 32,926,000 | 49,262,000 | 63,715,000 |
| Net interest income | 62,744,000 | 123,371,000 | 181,383,000 | 242,333,000 |
| Noninterest income | 11,927,000 | 25,609,000 | 37,063,000 | 50,675,000 |
| Noninterest expense | 43,583,000 | 89,650,000 | 137,007,000 | 183,995,000 |
| Provision for loan losses | 15,415,000 | 40,925,000 | 68,526,000 | 107,997,000 |
| Pretax income | 20,853,000 | 26,259,000 | 20,776,000 | 8,890,000 |
| Income tax | 8,441,000 | 8,024,000 | 1,278,000 | -5,293,000 |
| Net income | 12,412,000 | 18,235,000 | 19,498,000 | 14,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 614,375,000 | 617,886,000 | 698,611,000 | 679,765,000 |
| Total capital | 729,859,000 | 731,689,000 | 752,310,000 | 732,361,000 |
| Risk-weighted assets | 4,400,765,000 | 4,271,697,000 | 4,263,055,000 | 4,226,369,000 |