Call reports 2009
BANCO SANTANDER PUERTO RICO — 2009
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 7,190,237,000 | 6,878,916,000 | 6,668,056,000 | 6,591,027,000 |
| Total loans | 5,877,971,000 | 5,741,220,000 | 5,594,620,000 | 5,494,011,000 |
| Allowance for loan losses | 100,136,000 | 98,248,000 | 100,774,000 | 97,848,000 |
| Securities available for sale | 282,844,000 | 438,709,000 | 382,608,000 | 376,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 167,419,000 | 127,305,000 | 143,237,000 | 118,433,000 |
| Total deposits | 5,165,850,000 | 4,692,843,000 | 4,495,341,000 | 4,463,464,000 |
| Interest-bearing deposits | 4,058,144,000 | 3,599,263,000 | 3,380,672,000 | 3,314,807,000 |
| Noninterest-bearing deposits | 1,107,706,000 | 1,093,580,000 | 1,114,669,000 | 1,148,657,000 |
| Equity capital | 610,732,000 | 619,667,000 | 635,237,000 | 641,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 102,468,000 | 195,686,000 | 286,274,000 | 368,085,000 |
| Interest expense | 41,444,000 | 72,755,000 | 100,343,000 | 120,070,000 |
| Net interest income | 61,024,000 | 122,931,000 | 185,931,000 | 248,015,000 |
| Noninterest income | 14,315,000 | 29,221,000 | 42,568,000 | 58,682,000 |
| Noninterest expense | 57,519,000 | 104,827,000 | 146,705,000 | 193,125,000 |
| Provision for loan losses | 25,500,000 | 43,336,000 | 72,223,000 | 96,381,000 |
| Pretax income | 1,579,000 | 13,278,000 | 22,203,000 | 29,850,000 |
| Income tax | -588,000 | 3,924,000 | 3,025,000 | 5,647,000 |
| Net income | 2,167,000 | 9,354,000 | 19,178,000 | 24,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 533,274,000 | 546,017,000 | 559,332,000 | 571,379,000 |
| Total capital | 653,173,000 | 663,487,000 | 675,847,000 | 686,963,000 |
| Risk-weighted assets | 4,749,893,000 | 4,598,747,000 | 4,475,456,000 | 4,403,048,000 |