Call reports 2007
BANCO SANTANDER PUERTO RICO — 2007
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,261,345,000 | 8,282,369,000 | 9,058,820,000 | 8,289,250,000 |
| Total loans | 6,350,839,000 | 6,324,648,000 | 7,052,860,000 | 6,406,424,000 |
| Allowance for loan losses | 65,340,000 | 68,029,000 | 80,155,000 | 93,216,000 |
| Securities available for sale | 1,355,227,000 | 1,318,962,000 | 1,401,990,000 | 1,257,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 47,503,000 | 52,605,000 | 57,905,000 | 71,074,000 |
| Total deposits | 5,259,461,000 | 5,332,015,000 | 6,127,398,000 | 5,232,503,000 |
| Interest-bearing deposits | 4,070,317,000 | 4,272,293,000 | 5,056,674,000 | 4,134,151,000 |
| Noninterest-bearing deposits | 1,189,144,000 | 1,059,722,000 | 1,070,724,000 | 1,098,352,000 |
| Equity capital | 599,747,000 | 589,968,000 | 595,191,000 | 610,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 130,449,000 | 263,783,000 | 399,518,000 | 534,296,000 |
| Interest expense | 74,262,000 | 151,184,000 | 232,903,000 | 311,305,000 |
| Net interest income | 56,187,000 | 112,599,000 | 166,615,000 | 222,991,000 |
| Noninterest income | 14,851,000 | 26,968,000 | 38,395,000 | 64,255,000 |
| Noninterest expense | 49,013,000 | 98,792,000 | 147,591,000 | 201,935,000 |
| Provision for loan losses | 7,500,000 | 18,800,000 | 48,850,000 | 77,350,000 |
| Pretax income | 14,732,000 | 22,269,000 | 8,853,000 | 11,131,000 |
| Income tax | 4,823,000 | 6,389,000 | -3,315,000 | -5,797,000 |
| Net income | 9,909,000 | 15,880,000 | 12,168,000 | 16,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 589,957,000 | 582,228,000 | 573,275,000 | 573,022,000 |
| Total capital | 657,127,000 | 652,266,000 | 648,299,000 | 647,447,000 |
| Risk-weighted assets | 5,928,519,000 | 5,854,585,000 | 5,995,177,000 | 5,939,246,000 |