Call reports 2006
BANCO SANTANDER PUERTO RICO — 2006
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 8,189,978,000 | 7,958,462,000 | 8,180,485,000 | 8,231,368,000 |
| Total loans | 6,068,162,000 | 5,776,651,000 | 5,951,293,000 | 6,229,322,000 |
| Allowance for loan losses | 67,899,000 | 64,301,000 | 65,261,000 | 65,582,000 |
| Securities available for sale | 1,563,540,000 | 1,545,075,000 | 1,471,087,000 | 1,399,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 45,873,000 | 57,115,000 |
| Total deposits | 5,400,117,000 | 5,006,367,000 | 5,373,055,000 | 5,445,866,000 |
| Interest-bearing deposits | 4,300,229,000 | 3,905,114,000 | 4,283,190,000 | 4,207,216,000 |
| Noninterest-bearing deposits | 1,099,888,000 | 1,101,253,000 | 1,089,865,000 | 1,238,650,000 |
| Equity capital | 572,387,000 | 565,543,000 | 587,472,000 | 592,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 118,724,000 | 240,460,000 | 366,593,000 | 496,454,000 |
| Interest expense | 63,002,000 | 130,919,000 | 203,963,000 | 280,298,000 |
| Net interest income | 55,722,000 | 109,541,000 | 162,630,000 | 216,156,000 |
| Noninterest income | 10,304,000 | 21,034,000 | 35,716,000 | 51,385,000 |
| Noninterest expense | 45,218,000 | 91,775,000 | 145,287,000 | 195,302,000 |
| Provision for loan losses | 4,500,000 | 10,400,000 | 16,400,000 | 22,375,000 |
| Pretax income | 16,313,000 | 28,957,000 | 37,281,000 | 50,507,000 |
| Income tax | 5,731,000 | 10,264,000 | 10,018,000 | 13,690,000 |
| Net income | 10,582,000 | 18,693,000 | 27,263,000 | 36,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 569,651,000 | 569,731,000 | 581,125,000 | 583,833,000 |
| Total capital | 639,203,000 | 635,783,000 | 648,073,000 | 651,240,000 |
| Risk-weighted assets | 5,879,886,000 | 5,546,304,000 | 5,663,716,000 | 5,866,825,000 |