Call reports 2002
BANCO SANTANDER PUERTO RICO — 2002
What BANCO SANTANDER PUERTO RICO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 7,794,679,000 | 7,498,831,000 | 7,019,086,000 | 7,061,819,000 |
| Total loans | 4,297,190,000 | 4,124,408,000 | 3,957,196,000 | 3,853,532,000 |
| Allowance for loan losses | 53,027,000 | 53,259,000 | 58,230,000 | 57,956,000 |
| Securities available for sale | 1,227,143,000 | 817,047,000 | 712,482,000 | 1,271,690,000 |
| Securities held to maturity | 1,142,377,000 | 1,331,036,000 | 1,263,629,000 | 1,070,108,000 |
| Trading assets | 3,123,000 | 672,000 | 586,000 | 507,000 |
| Total deposits | 4,442,057,000 | 4,840,501,000 | 4,612,397,000 | 4,535,051,000 |
| Interest-bearing deposits | 3,558,839,000 | 3,903,110,000 | 3,750,221,000 | 3,669,241,000 |
| Noninterest-bearing deposits | 883,218,000 | 937,391,000 | 862,176,000 | 865,810,000 |
| Equity capital | 592,829,000 | 596,205,000 | 586,959,000 | 566,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 91,777,000 | 191,353,000 | 281,181,000 | 363,257,000 |
| Interest expense | 37,479,000 | 81,254,000 | 120,598,000 | 158,652,000 |
| Net interest income | 54,298,000 | 110,099,000 | 160,583,000 | 204,605,000 |
| Noninterest income | 13,344,000 | 24,814,000 | 37,717,000 | 49,790,000 |
| Noninterest expense | 46,075,000 | 92,677,000 | 137,456,000 | 183,450,000 |
| Provision for loan losses | 11,972,000 | 28,422,000 | 45,500,000 | 63,630,000 |
| Pretax income | 17,917,000 | 26,272,000 | 28,223,000 | 20,211,000 |
| Income tax | 4,308,000 | 5,506,000 | 4,752,000 | -428,000 |
| Net income | 13,609,000 | 20,766,000 | 23,471,000 | 20,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 578,240,000 | 581,188,000 | 572,172,000 | 547,970,000 |
| Total capital | 631,267,000 | 634,447,000 | 630,402,000 | 604,931,000 |
| Risk-weighted assets | 5,086,888,000 | 4,989,981,000 | 4,690,838,000 | 4,555,861,000 |