Call reports 2026
NSB BANK — 2026
What NSB BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 478,973,000 | 460,803,000 |
| Total loans | 339,647,000 | 333,726,000 |
| Allowance for loan losses | 3,268,000 | 3,777,000 |
| Securities available for sale | 90,451,000 | 83,869,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 415,028,000 | 400,638,000 |
| Interest-bearing deposits | 340,946,000 | 324,705,000 |
| Noninterest-bearing deposits | 74,082,000 | 75,933,000 |
| Equity capital | 37,933,000 | 38,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,601,000 | 11,338,000 |
| Interest expense | 2,281,000 | 4,582,000 |
| Net interest income | 3,320,000 | 6,756,000 |
| Noninterest income | 410,000 | 964,000 |
| Noninterest expense | 1,950,000 | 4,181,000 |
| Provision for loan losses | 789,000 | 1,292,000 |
| Pretax income | 991,000 | 2,247,000 |
| Income tax | 36,000 | 80,000 |
| Net income | 955,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,586,000 | 38,947,000 |
| Total capital | 41,854,000 | 42,724,000 |
| Risk-weighted assets | 360,740,000 | 356,023,000 |