Call reports 2008
NSB BANK — 2008
What NSB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 115,111,000 | 110,626,000 | 111,238,000 | 116,524,000 |
| Total loans | 71,566,000 | 73,432,000 | 74,132,000 | 78,437,000 |
| Allowance for loan losses | 416,000 | 605,000 | 803,000 | 745,000 |
| Securities available for sale | 29,759,000 | 28,482,000 | 28,280,000 | 27,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,010,000 | 94,253,000 | 92,521,000 | 100,312,000 |
| Interest-bearing deposits | 83,851,000 | 78,515,000 | 78,233,000 | 82,003,000 |
| Noninterest-bearing deposits | 15,159,000 | 15,738,000 | 14,288,000 | 18,309,000 |
| Equity capital | 8,965,000 | 8,923,000 | 8,990,000 | 9,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,650,000 | 3,235,000 | 4,827,000 | 6,410,000 |
| Interest expense | 644,000 | 1,217,000 | 1,742,000 | 2,279,000 |
| Net interest income | 1,006,000 | 2,018,000 | 3,085,000 | 4,131,000 |
| Noninterest income | 269,000 | 546,000 | 822,000 | 1,120,000 |
| Noninterest expense | 704,000 | 1,410,000 | 2,140,000 | 2,941,000 |
| Provision for loan losses | 30,000 | 260,000 | 310,000 | 340,000 |
| Pretax income | 541,000 | 894,000 | 1,457,000 | 1,970,000 |
| Income tax | 27,000 | 45,000 | 71,000 | 98,000 |
| Net income | 514,000 | 849,000 | 1,386,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,735,000 | 8,669,000 | 9,006,000 | 9,192,000 |
| Total capital | 9,151,000 | 9,274,000 | 9,809,000 | 9,937,000 |
| Risk-weighted assets | 80,486,000 | 80,869,000 | 82,088,000 | 86,760,000 |
Machine access — free, no API key
Every figure shown here about NSB BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.