Call report 2004Q4
NSB BANK — 2004Q4
The 22 measures NSB BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,155,000 | USD | evidence → |
| Total loans | 52,914,000 | USD | evidence → |
| Allowance for loan losses | 603,000 | USD | evidence → |
| Securities available for sale | 21,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,969,000 | USD | evidence → |
| Interest-bearing deposits | 54,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,547,000 | USD | evidence → |
| Equity capital | 7,185,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,210,000 | USD | evidence → |
| Interest expense | 1,220,000 | USD | evidence → |
| Net interest income | 2,990,000 | USD | evidence → |
| Noninterest income | 923,000 | USD | evidence → |
| Noninterest expense | 2,604,000 | USD | evidence → |
| Provision for loan losses | -24,000 | USD | evidence → |
| Pretax income | 1,333,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | 1,271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,469,000 | USD | evidence → |
| Total capital | 7,072,000 | USD | evidence → |
| Risk-weighted assets | 59,380,000 | USD | evidence → |