Call reports 2007
AMERICAN BANK — 2007
What AMERICAN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 61,215,000 | 61,490,000 | 58,401,000 |
| Total loans | 36,060,000 | 36,673,000 | 37,099,000 |
| Allowance for loan losses | 562,000 | 573,000 | 578,000 |
| Securities available for sale | 7,757,000 | 7,286,000 | 6,950,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 50,609,000 | 50,765,000 | 47,526,000 |
| Interest-bearing deposits | 34,803,000 | 33,487,000 | 32,469,000 |
| Noninterest-bearing deposits | 15,806,000 | 17,278,000 | 15,057,000 |
| Equity capital | 9,987,000 | 10,133,000 | 10,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 899,000 | 1,817,000 | 2,756,000 |
| Interest expense | 228,000 | 469,000 | 708,000 |
| Net interest income | 671,000 | 1,348,000 | 2,048,000 |
| Noninterest income | 186,000 | 351,000 | 512,000 |
| Noninterest expense | 618,000 | 1,202,000 | 1,773,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 239,000 | 497,000 | 787,000 |
| Income tax | 73,000 | 153,000 | 243,000 |
| Net income | 166,000 | 344,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 8,403,000 | 8,579,000 | 8,780,000 |
| Total capital | 8,931,000 | 9,111,000 | 9,307,000 |
| Risk-weighted assets | 42,189,000 | 42,552,000 | 42,088,000 |