Call reports 2002
AMERICAN BANK — 2002
What AMERICAN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 59,412,000 | 57,302,000 | 55,852,000 | 57,653,000 |
| Total loans | 37,964,000 | 39,773,000 | 37,701,000 | 36,401,000 |
| Allowance for loan losses | 863,000 | 765,000 | 660,000 | 645,000 |
| Securities available for sale | 3,360,000 | 7,045,000 | 6,634,000 | 6,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,100,000 | 47,751,000 | 45,987,000 | 47,710,000 |
| Interest-bearing deposits | 37,949,000 | 36,502,000 | 35,066,000 | 35,944,000 |
| Noninterest-bearing deposits | 12,151,000 | 11,249,000 | 10,921,000 | 11,766,000 |
| Equity capital | 9,086,000 | 9,245,000 | 9,432,000 | 9,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,739,000 | 2,639,000 | 3,555,000 |
| Interest expense | 296,000 | 518,000 | 734,000 | 924,000 |
| Net interest income | 587,000 | 1,221,000 | 1,905,000 | 2,631,000 |
| Noninterest income | 206,000 | 390,000 | 614,000 | 889,000 |
| Noninterest expense | 509,000 | 1,108,000 | 1,679,000 | 2,188,000 |
| Provision for loan losses | 145,000 | 205,000 | 335,000 | 450,000 |
| Pretax income | 139,000 | 298,000 | 505,000 | 882,000 |
| Income tax | 47,000 | 98,000 | 165,000 | 290,000 |
| Net income | 92,000 | 200,000 | 340,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,515,000 | 7,623,000 | 7,762,000 | 8,015,000 |
| Total capital | 8,062,000 | 8,179,000 | 8,250,000 | 8,509,000 |
| Risk-weighted assets | 43,424,000 | 44,063,000 | 38,861,000 | 39,592,000 |