Call reports 2001
AMERICAN BANK — 2001
What AMERICAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,350,000 | 68,611,000 | 63,079,000 | 61,329,000 |
| Total loans | 46,990,000 | 45,415,000 | 41,766,000 | 37,082,000 |
| Allowance for loan losses | 993,000 | 897,000 | 811,000 | 789,000 |
| Securities available for sale | 5,880,000 | 4,480,000 | 3,960,000 | 3,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,481,000 | 58,857,000 | 53,187,000 | 52,015,000 |
| Interest-bearing deposits | 48,851,000 | 45,231,000 | 41,953,000 | 41,103,000 |
| Noninterest-bearing deposits | 13,630,000 | 13,626,000 | 11,234,000 | 10,912,000 |
| Equity capital | 9,468,000 | 9,352,000 | 9,465,000 | 9,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,639,000 | 3,830,000 | 4,726,000 |
| Interest expense | 609,000 | 1,149,000 | 1,621,000 | 2,001,000 |
| Net interest income | 731,000 | 1,490,000 | 2,209,000 | 2,725,000 |
| Noninterest income | 174,000 | 311,000 | 465,000 | 631,000 |
| Noninterest expense | 746,000 | 1,483,000 | 2,156,000 | 2,818,000 |
| Provision for loan losses | 500,000 | 800,000 | 800,000 | 1,400,000 |
| Pretax income | -341,000 | -482,000 | -282,000 | -862,000 |
| Income tax | -83,000 | -98,000 | 3,000 | -158,000 |
| Net income | -258,000 | -384,000 | -285,000 | -704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,645,000 | 7,593,000 | 7,767,000 | 7,423,000 |
| Total capital | 8,279,000 | 8,201,000 | 8,327,000 | 7,968,000 |
| Risk-weighted assets | 50,277,000 | 48,379,000 | 44,559,000 | 43,127,000 |